Growth of self-certification remortgages has been quite significant over the past few years. The appeal of self cert mortgages is that it allows a simple way of documenting your income without the need to provide proof to support this income so you simply declare what you earn.

Various brokers specialise in self cert remortgages.

The reason that Self Cert Remortgages were designed is that there are people whose income is difficult to determine using the standard methods adopted by most high street mortgage lenders. The specialist remortgage lender will take different things into account, and appreciate that different elements of modern life like working patterns require a more flexible approach.

Self Cert Remortgages have become extremely popular with the changes in work practices in the last few years. This product is very important to people with jobs that are dependent on bonuses for a large part of their income or workers who are on short-term or part-time contracts.