PPI Claims - Have You Been Mis-sold Payment Protection Insurance? Get it back!

Pinto Potts is a personal injury claims solicitor based in England who also specialise in Payment Protection Insurance claims for those who think that they have been mis-sold PPI by their loans or credit card provider.

Payment Protection Insurance (or PPI) is failing many of those who need it most, adding to their debts instead of protecting them against hard times, a report from a national debt charity has leaked. Pinto Potts specialise in PPI Claims in the UK.

They’ve given us all some free advice on PPI Claims to their blog;

Things You Should Think About When Considering Payment Protection Insurance include:

  1. You need to ask yourself - do I need PPI insurance when securing finance.  Payment Protection Insurance can be costly and may well not be worth it!
  2. Remember to check out the common exclusions to make sure that you and all your personal circumstances are covered
  3. A simple one - but when taking out a loan or a credit card over the phone always listen carefully to what you are signing up to.
  4. Remember to always read the small print and make sure this insurance is right for you. Check before signing any credit or car finance agreement that PPI is not included automatically – it should always be optional to take out PPI
  5. Be aware that insurers can reject claims on the basis of age, pre-existing medical conditions,  self-employment, disputes about medical conditions and mental health problems.
  6. Be sure to ask the insurance company for a copy of the payment protection policy, this is either the summary of cover or a certificate.
  7. Make sure you know who your insurer is and how to contact them in case you need to make a claim against them!
  8. Remember and check to see if your life assurance is a cheaper way of making sure that a loan will be repaid if you die. Your employer’s sick pay scheme may be enough to cover repayments should you become ill.
  9. Always check that the insurance will cover the whole of the amount of the debt you agree to borrow
  10. If you think you have been the victim of mis-selling or find your claim is refused unreasonably, speak to a specialist!

If you think you have been wrongly mis-sold PPI by your loan or credit card provider, you can contact Pinto Potts Solicitors are specialists in Payment Protection Insurance claims and always aim to achieve a full refund of the PPI premium, plus the interest, and PPI claims are handled on a No Win, No Fee basis, meaning you don’t pay a penny if you don’t win your claim.

http://www.pintopotts.co.uk/