If you are a homeowner, then at some time or another you will have to carry out home improvements. These improvements can range from fixing a roof or installing new windows through to building an extension. Read the rest of this entry »

As you may be aware, many High Street Lenders may refuse people credit for a number of reasons. Within this article we have tried to highlight the main reasons why people are refused credit. Even if you are refused credit then there are still options open to you as there are specialist brokers who may be able to help you get a secured loan or remortgage your home. Read the rest of this entry »

Anyone who watches the adverts on TV or looks at the adverts in newspapers cannot help but notice the amount of Debt Management companies that have sprung up in recent years. These companies tell you that if you have debts of over £15,000 that you can get an Individual Voluntary Arrangement (IVA - or Protected Trust Deed, in Scotland), write off up to 75% of your debt and be debt free within 5 years, which does sound appealing at first glance. However this may not be the best solution for everybody as there can be serious consequences – and getting a secured loan or remortgage by a specialised broker like Newleaf Finance might still be the better option! Read the rest of this entry »

If you are considering applying for a secured loan or are looking to remortgage your home and believe that you could be refused because of your poor credit history then don’t worry as there are options open to you. A specialised broker, like Newleaf Finance, may be able to help you! A lot of people are in the same situation as you and when it comes to applying for a loan or remortgage, a poor credit history may be better than no credit history! Read the rest of this entry »

• 50% of Britons would seek the advice of a mortgage or loan broker before taking a secured loan.

• Almost 70% of Scottish residents would choose a mortgage or loan broker to advise on a secured loan.

• 76% of homeowners said they would discuss a secured loan with their partners before signing on the dotted line.

• The Welsh are more open about their borrowing than any other region of the United Kingdom.

• Members of the population aged 44 or under are likely to be the most open about their borrowing.

A self cert secured loan (in the UK) is a product designed for self employed people to be able to obtain a mortgage with no verification of your income. Read the rest of this entry »

A self cert remortgage needs no verification of your monthly income (ie Payslips if you’re employed). If you are self employed and don’t have up-to-date accounts (or indeed no accounts at all!) you can self certify your income. A self-cert remortgage is not always available from all High street lenders.

As a remortgage broker we have a panel of lenders who specialise in self certification remortgages.

Why not apply online today and see how we can help you.

Thank you for all your help. Just wanted you to know how grateful we both are. Thanks.

Mr & Mrs C, County Durham
Remortgage Problem

I would just like to thank you for all you have done in securing our loan. At times it looked that we would not get it, but with all your hard work, it paid off. I wish you all the success in your work.

Thanks very much.

Mr & Mrs W, Liverpool
Adverse Secured Loan

Having come from the financial sector, we could not help but be impressed with NewleafFinance so much so that we want to share our experience.

We applied for a consolidation loan and the following happened:

1. What we needed to complete and produce was made very clear and was communicated to us in a courteous and concise way.

2. Staff at Acorn kept us up to date with progress, phoned us back when they said they would and had agreed our loan in principle in a few days. We were astonished at the speed of delivery.

3. The staff could not have been more helpful and the loan was completed very fast indeed.

We had used New Leaf Finance prior to this application and we were delighted with the service then. At every opportunity, we will recommend Newleaffinance without hesitation.

Thanks you for your service.

Mr & Mrs G (Glasgow)
Consolidation Loan