At the moment you may be thinking of remortgaging your property but this can be due to a number of reasons. These can range from your current Fixed Rate mortgage term coming to an end or wanting to take advantage of equity currently within your property however taking out a secured loan may be the better option for you.
If you are considering a remortgage but are still within your tie-in period then there may be early settlement fees. These fees are different from one product to the next but may be quite costly if you settle before the end of the tie-in period. Therefore a secured loan may be the best option for you to get access to funds.

Secured loans used to have a 3 month interest settlement fee however this has been changed to only 1 month interest if you wanted to settle this loan early. Therefore if you currently have early settlement fees on your mortgage it may be cheaper to take out a secured loan at the current moment in time and the once your mortgage tie-in period ends remortgage at that point and also pay off the secured loan.

There are many different options open to you and a broker will be able to give you details of the options open to you. They will be able to search the market and get you a good deal. If you do wish to remortgage after the tie-in period then the same broker will be able to search the market for the best deal for you and sort it so you then only have one payment.