• 50% of Britons would seek the advice of a mortgage or loan broker before taking a secured loan.

• Almost 70% of Scottish residents would choose a mortgage or loan broker to advise on a secured loan.

• 76% of homeowners said they would discuss a secured loan with their partners before signing on the dotted line.

• The Welsh are more open about their borrowing than any other region of the United Kingdom.

• Members of the population aged 44 or under are likely to be the most open about their borrowing.