Growth of self-certification remortgages has been quite significant over the past few years. The appeal of self cert mortgages is that it allows a simple way of documenting your income without the need to provide proof to support this income so you simply declare what you earn.

Various brokers specialise in self cert remortgages.

Read the rest of this entry »

• 50% of Britons would seek the advice of a mortgage or loan broker before taking a secured loan.

• Almost 70% of Scottish residents would choose a mortgage or loan broker to advise on a secured loan.

• 76% of homeowners said they would discuss a secured loan with their partners before signing on the dotted line.

• The Welsh are more open about their borrowing than any other region of the United Kingdom.

• Members of the population aged 44 or under are likely to be the most open about their borrowing.

A self cert secured loan (in the UK) is a product designed for self employed people to be able to obtain a mortgage with no verification of your income. Read the rest of this entry »

A self cert remortgage needs no verification of your monthly income (ie Payslips if you’re employed). If you are self employed and don’t have up-to-date accounts (or indeed no accounts at all!) you can self certify your income. A self-cert remortgage is not always available from all High street lenders.

As a remortgage broker we have a panel of lenders who specialise in self certification remortgages.

Why not apply online today and see how we can help you.

Many people still prefer the personal touch when remortgaging.

Every day many people experience problems balancing income and managing expenses to meet their needs on a month to month basis. A lot of these expensive outgoings are caused by unsecured loans and debts to credit card companies. Refinancing via a remortgage is often a very viable option. In many cases customers can save significant money refinancing their mortgage, enabling them to clear more expensive unsecured loans and credit cards. But who gives you the best deal - your high street lender, or the ethical and experienced high street broker? Read the rest of this entry »