Over the coming months, many people will find that their fixed-rate mortgage deals will be coming to an end. Once these deals run out a lot of people may get a shock as their monthly mortgage payments rise.

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Within the last few months banks and building societies are making it more difficult for people to get credit, including unsecured loans, through stricter lending criteria. This is resulting in people being refused unsecured credit and a secured loan may be the best option.

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As you will have seen in all elements of the media, the current credit crunch in America has spread to the UK. This means that the high street lenders have tightened their criteria and made it more difficult for you to get a secured loan, especially if you have a poor credit rating. Read the rest of this entry »

As you may be aware the financial markets in the UK have been badly affected over recent months. These events started off within the United States but have quickly spread to other counties worldwide. This includes the UK where most of the financial sector including mortgages has been impacted.

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When you are looking for a secured loan or remortgage then you have to ensure that you have all the information to make an informed decision. A lot of companies use headline rates to try and attract you to their site and then they are not available when you apply. Read the rest of this entry »

Newleaf Finance help people all over the UK find the secured loan or remortgage deal for them but a lot of their business comes from Northern Ireland. Newleaf are a secured loan & remortgage specialist who aid people even if they have a poor credit history. Read the rest of this entry »

As we head towards the holiday season the number of people that are paying for Christmas with expensive credit options is quite surprising. Rather than restructuring your borrowing people are using expensive store cards because they are convenient. Read the rest of this entry »

In this day and age there are many people who have a poor / bad credit history and there are many ways that this can occur. If this does happen to you then the results are it can be harder to get credit and it may be more expensive. It is possible to repair your credit file and to do so there are certain things that you should do: Read the rest of this entry »

Within the last few weeks we have published quite a few articles that are relevant to customers who are considering consolidating their debt through a secured loan or remortgaging their home in the UK. The articles covered a number of topics:

• Consolidating Debt - A Loan Before Xmas - This article illustrates to receive the funds before Christmas then there are cut off dates.
• More People Refused Credit - Due to the rise in bad debt most of the high street lenders are making it harder to get credit.
• Understanding Debt Consolidation: There are a lot of people who do not realise that debt consolidation could benefit them.
• Secured Loan May Be The Best Option: As it gets harder to get an unsecured loan the best option to consolidate may be a secured loan. 
• Loan UK - Not Getting Advertised Rates From Loans Companies?: A lot of companies use headline rates to attract you to their service but this is not always the rate you are offered.
• Mortgage Payments Paid By Credit Cards: Research has found that people are using expensive credit cards to pay their mortgage payments.
• Should You Wait To Consolidate Your Debt? If you are wanting to consolidate your borrowing, should you wait or do it now?
• Is Your Monthly Income Less Than Your Outgoings? If you are losing money every month then consolidating your debt could help.

As you will be aware christmas can be a very expensive time for a lot of people. The thought of having to find money for the holiday period can be a worry for a lot of people. Read the rest of this entry »