Buy to Let mortgages are very popular in the UK for investment purposes. One of the reasons that people feel that they are a good opportunity is that property is a good longer-term investment, especially as stock markets can be volatile.

The main difference with a buy-to-let mortgage and a run of the mill mortgage is that the lenders can take the rent you will earn from the property into account within their calculations, along with the income from your job.

The Buy 2 Let market is still very strong and according to an article on the website (www.buytoletmortgages.com) “Bradford & Bingley’s latest survey reports that, contrary to belief, property investors were still confident about the buy to let market. Many intend to purchase more properties during the year as rent yields remain at 5.75%.” It also states that “Bradford and Bingley’s head of buy to let states that over half of their landlords had added to their portfolios during 2007 and this shows that 2008’s prospects are good.” and “Recent issues have kept rental demand high and expectations are that the demand will rise during 2008 giving the confidence that buy to let is here to stay.”

Specialised brokers such may be able to help you obtain a Buy to Let Mortgage if you live in the UK (including Northern Ireland).